logo

Transcranial Magnetic Stimulation (TMS)

Will my insurance pay for it?

Will my insurance pay for it?


In many cases, yes. Bluegrass TMS accepts Medicaid, Medicare, TRICARE, and most major insurance plans common in Kentucky, including Anthem, Humana, United Healthcare, and Cigna.

For individuals diagnosed with Major Depressive Disorder (including depression with anxiety), TMS treatment is frequently covered when certain clinical criteria are met. Coverage for Obsessive-Compulsive Disorder (OCD) and smoking cessation is also available through some plans, depending on medical necessity and policy guidelines. Because every insurance plan is different, our team works directly with your carrier before treatment begins. We verify benefits, obtain prior authorization when required, and do our best to provide you with a clear understanding of any out-of-pocket costs in advance. We believe financial transparency is an important part of ethical care.

If your specific plan does not currently cover the requested treatment, we are committed to working with you. Bluegrass TMS can discuss payment arrangements and financing options when appropriate. Mental health care should not be postponed because of cost. Our goal is to make high-quality psychiatric treatment accessible right here in Lexington, while helping you navigate the insurance process with clarity and support.

If you would like us to review your benefits, please contact our office or complete the questionnaire below, and a member of our team will follow up.